Can I send money to OXXO in Mexico from the USA?

Yes. Western Union and Remitly both support cash pickup at OXXO stores across Mexico.

How much does it cost to send $300 USD to Mexico?

Using Wise or Remitly, you would typically pay $3–$5 USD in total fees on a $300 transfer. Western Union can cost $8–$15 depending on payment method. Remitly often runs first-transfer promotions with zero fees.

Can I send money to a BBVA or Banamex account in Mexico?

Yes. All major providers including Wise, Remitly, Xoom, and Western Union support transfers to major Mexican banks including BBVA, Banamex (Citibanamex), HSBC, and Santander.

How fast does money arrive in Mexico from the USA?

Remitly's Express option delivers in minutes. Wise typically takes a few hours to 1 business day. Western Union cash pickup is near-instant at agent locations.

Regulated providers onlyRates updated regularlyTrusted by immigrants in Canada & USA

🇺🇸 🇲🇽 Best Way to Send Money from USA to Mexico (2026)

Last updated: May 2026 · Rates are estimates for comparison purposes

The USA to Mexico corridor is the largest remittance corridor in the world by volume, with over $60 billion USD sent annually. Mexican immigrants in the USA send money home on average twice a month, making provider choice a significant financial decision. This comparison is updated regularly to reflect current fees.

Quick answer: Wise and Remitly are the cheapest options for USD to MXN transfers. Remitly frequently runs promotions for first-time senders — sometimes zero fees. Western Union is best for cash pickup at OXXO and other locations throughout Mexico.

🏆 Lowest CostBest overall for USD → MXN

Wise

Best for low fees and the real exchange rate

Send USD 300.00 → receive

$5,109

Total fees: USD 2.95 · 1–2 days

Send with Wise →16M+ customers worldwide

USA to Mexico Transfer Comparison — Fees, Rates & Speed (USD to MXN)

Provider	Transfer Fee	You Receive	vs Western Union	Delivery	Action
W WiseBEST 16M+ customers worldwide	USD 2.95 total: USD 2.95	$5,109	Save USD 129.75	1–2 days	Send →
R Remitly Available in 170+ countries	USD 4.50 total: USD 55.33	$5,032	Save USD 77.38	Minutes–hours	Send →
X Xoom (PayPal) Backed by PayPal	USD 5.39 total: USD 106.74	$4,966	Save USD 25.97	Minutes–2 days	Send →
W Western UnionFASTEST 500,000+ agent locations	USD 6.50 total: USD 132.70	$4,922	—	Minutes–1 day	Send →

How Much Does It Cost to Send Money from USA to Mexico?

You send (USD)

USD

→

They receive (MXN)

$5,109

Best rate · via Wise

Wise

1–2 days

$5,109

fees: USD 2.95

Send →

Remitly

Minutes–hours

$5,032

fees: USD 55.33

Send →

Xoom (PayPal)

Minutes–2 days

$4,966

fees: USD 106.74

Send →

Western Union

Minutes–1 day

$4,922

fees: USD 132.70

Send →

Rates are estimates based on approximate mid-market rates. Actual amounts may vary. Always verify with your provider before sending.

Is Wise Better Than Western Union for USA to Mexico?

Cheapest overall

Send for less

Wise

1–2 days · fees USD 2.95

They receive: $5,109

Send with Wise →

Fastest delivery

Urgent transfers

Western Union

Minutes–1 day · fees USD 132.70

They receive: $4,922

Send with Western Union →

Cash pickup

Recipient collects cash

Remitly

Minutes–hours · fees USD 55.33

They receive: $5,032

Send with Remitly →

Large transfers

Sending over $1,000

Wise

1–2 days · fees USD 2.95

They receive: $5,109

Send with Wise →

Frequently Asked Questions — USA to Mexico Money Transfers

Remitly and Wise are consistently the cheapest for USA to Mexico. Remitly often has first-transfer promotions with zero fees. Wise uses the mid-market rate.

Compare Other Money Transfer Corridors

Disclaimer: Rates and fees shown are estimates based on publicly available provider information and are for comparison purposes only. Actual rates may vary based on payment method, amount, and destination. Always verify the final rate and fees directly with your chosen provider before sending. SendMoneySmart may earn affiliate commissions when you click provider links — at no extra cost to you. Operated by Albor Digital LLC, Wyoming, USA. Contact: contact@albor.digital